Your
Responsibilities
Protect
Passwords
Report Incidents
Protect Your Computer
Preventing Fraud
Reporting Fraud or
Identity Theft
Report your
ATM or Debit Card Lost or Stolen
Online Security Tips
Online Tips
Computer Security Tips
Email Security Tips
Fraud Alerts
Privacy
Web Site Privacy Statement
Links to Other Sites Disclaimer
Privacy Disclosure Policy
|
E-Security
Electronic Banking Security & Privacy
Identity Theft Information
Please know that Jackson County Bank will never send
you an email asking for your personal information. If you
receive an email asking you to provide personal and/or sensitive
information, do not click on any link and do not send the
information. Even if the website and/or email appear
genuine, do not continue.
|
How to Report a
Phishing Scam
If you've received spam that is phishing for
information forward it to spam@uce.gov
- and to the company, bank, or organization impersonated in the phishing
email.
If you believe you've been scammed:
-
File a report with the Federal Trade Commission
at www.ftc.gov/complaint.
-
Report it to your state Attorney General, using
contact information at naag.org.
-
Then visit the FTC's identity theft website at
ftc.gov/idtheft. While you can't completely control whether
you will become a victim of identity theft, you can take some steps
to minimize your risk.
-
You may also report phishing email to
reportphishing@antiphishing.org. The Anti-Phishing Working
Group, a consortium of ISPs, security vendors, financial
institutions and law enforcement agencies, uses these report to
fight phishing.
|
|
Quick Guide:
What to do if you believe your personal information has been
compromised?
|
It’s important to protect your personal information, and to
take certain steps quickly to minimize the potential damage
from identity theft if your information
is accidentally disclosed or deliberately stolen:
CLOSE compromised credit card
accounts immediately.
C ONTACT
one of the
three nationwide consumer reporting agencies —
Equifax, Experian, or TransUnion — and place an initial fraud alert on
your credit reports if someone steals your
social security number (SSN).
MONITOR your credit report. Keep in
mind that fraudulent activity may not show up right away.
CONSULT with your financial institution
about handling the effects on bank or brokerage accounts.
CONTACT relevant government agencies to
cancel and replace any stolen drivers licenses or other identification
documents, and to “flag” your file. File a report
with the proper authorities
WATCH for signs of identity theft: late
or missing bills, receiving credit cards that you didn’t apply for,
being denied credit or offered less favorable terms for no apparent
reason, or getting contacted by debt collectors or others about
purchases you didn’t make.
|
|
REPORTING FRAUD OR IDENTITY
THEFT
If you’ve lost personal information or identification, or if it has been
stolen from you, taking certain steps quickly
can minimize the potential for identity theft.
TAKE CHARGE: Fighting Back Against Identity Theft is a
publication from the Federal Trade Commission with detailed information
regarding identity theft responses.Financial accounts: Close
accounts, like credit cards and bank accounts,
immediately. When you open new accounts, place passwords on them.
Avoid using your mother’s maiden name, your birth date, the last
four digits of your Social Security number (SSN)
or your phone number, or a series of
consecutive numbers.
Social Security number: Call
the toll-free fraud number of any of the
three
nationwide consumer reporting companies
and place an
initial fraud alert on your credit
reports. An alert can help stop someone from opening new credit
accounts in your name.
Driver’s license/other government-issued identification:
Contact the agency
that issued the license or other identification document. Follow its
procedures to cancel the document and to get a
replacement. Ask the agency to flag your file
so that no one else can get a license or any other identification
document from them in your name.
Once you’ve taken these precautions, watch for signs that your
information is being misused. If your
information has been misused, file a report about the theft with the
police, and file a complaint with the Federal Trade Commission,
as well. If another crime was committed – for
example, if your purse or wallet was stolen or
your house or car was broken into – report it to the police immediately.
TO PLACE A FRAUD ALERT,
OR IF YOU HAVE QUESTIONS REGARDING YOUR CREDIT REPORT CONTACT:
Equifax:
1-800-525-6285; www.equifax.com; P.O. Box 740241, Atlanta, GA
30374-0241 (800-685-1111
to Order Credit Report)
Experian:
1-888-EXPERIAN (1-888-397-3742); www.experian.com; P.O. Box
9532, Allen, TX 75013
(888-397-3742 to Order Credit Report)
TransUnion:
1-800-680-7289; www.transunion.com; Fraud Victim Assistance
Division, P.O. Box 6790, Fullerton, CA 92834-6790
(800-916-8800 to Order Credit Report)
|
|
