Account Disclosures

Completely Free Checking, NOW Checking, Premier Checking, Prime Checking and Prime Gold Checking

Some services may be subject to bank /credit approval.

Member FDIC/FDIC Insured.

Disclosures that apply to all consumer checking plans that earn interest:

Your interest rate and annual percentage yield may change.  At our discretion, we may change the interest rate on your account at any time.

We use the daily balance method to calculate the interest on your account.  This  method applies a daily periodic rate to the principal in the account each day.

Interest will be compounded and credited to your account monthly.

If you close your account before interest is credited, you will receive the accrued interest.

Certificates of Deposit
Penalty for early withdrawal. Deposits insured up to $100,000
Member FDIC/FDIC insured.

Credit Cards
Credit cards are subject to credit approval

Home Equity Loans/Lines of Credit, Home Mortgages

Subject to bank credit approval, underwriting and appraisal (property evaluation). Consult your tax advisor regarding interest deductibility.
Equal Housing Lender

Jackson County Bank Checkcard
Subject to bank approval. Member of the PULSE network.

Personal Loan Account (PLA), Consumer, Auto and Student Loans
Subject to bank credit approval and underwriting.

Savings
Subject to bank approval. Accessible through ATM card.
Member FDIC/FDIC Insured.