Home Equity Loans.
Why put off
that home improvement or worry about the kids' college expense when
home equity loans are readily available? Why not buy that new
car and possibly take advantage of an income tax deduction? Why not
consolidate your small debts or credit cards and lower your monthly
payments? No hassle application and fast approval.
WHEDA.
Wisconsin
Housing and Economic Development Authority - home ownership made
affordable. This loan features low down payments (as little as 3%) and
below-market interest rates. Long-term loans are available and rates
are fixed for the term of the loan. Some of the qualifications
include:
1) Are you a first-time homebuyer, or has
it been more than three years since you owned a home, or are you located in a targeted
area?
2) Do you have good credit and a steady income?
3) Do you have a small down payment?
4) Is your income less than the WHEDA limit for the county where you’ll buy a
home?
There's even a Home Plus Loan Program
to help with closing expenses and future repairs.
Rural Development.
A loan made under the U.S.
Department of Agriculture.
This loan features:
1) No down payment required.
2) Must be your primary residence.
3) No private mortgage insurance required.
4) Are not currently a home owner.
5) You do not have resources to qualify for conventional financing from your
lender.
Moderate income families of rural Wisconsin now have the opportunity to own the home of
their dreams--affordably.
HUD
Section 184. Congress established
the Section 184 Housing Loan Guarantee Program in 1994. The program is
designed to offer homeownership, property rehabilitation, and new
construction opportunities for eligible tribes, Indian House Authorities and
Native American individuals and families wanting to own a home on their
native lands. The program offers low down payment and fixed interest rates.
Fixed-Rate, Variable and Construction Loans.
Jackson
County Bank is ready to help with practical mortgage solutions that make mortgage
financing easier and more convenient than ever before. Let us show you how. Call our
mortgage loan department for information on the loan tailored to your financial needs.
Call 715-284-5341 and talk to Judy (ext. 1331) or
Kim (ext. 1332).
Disclosures
