715-284-5341
Judy Lee
(Ext. 1331)
Kim Borgwardt
(Ext. 1332)

Fax
715-284-3148
715-284-7470

REAL ESTATE LOAN APPLICATION


 

Follow steps 1 - 3 below to begin your real estate loan application!

1.  APPLICATION.   This service is provided for customers and/or properties located within our local lending area, including Black River Falls, Jackson County, Wisconsin and surrounding communities.

Choose the loan type below and print the application.

You will need Adobe Reader to view and print forms.  Get a free copy at http://www.adobe.com.

Home PurchaseHome ConstructionHome Refinance
Home ImprovementHome Equity LoanLand/Acreage PurchaseDebt Consolidation

2. GATHER INFORMATION that you will need to apply.  Below is a checklist of items that you will need for your loan application.  If you have any questions, feel free to contact us.

PRINTER FRIENDLY VERSION OF THIS CHECKLIST
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A signed Purchase Agreement.  (This is not necessary for a pre-approval or a refinance.)

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A completed application.  Be sure to include:
      List of current loans and credit lines with account numbers and addresses.
      Address and phone numbers for all employers within the last two years.

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The last two years' W-2s.  We will also need two years of tax returns (including all schedules) if you are self-employed.

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Original pay stubs for the last 30 days (consecutive dates).  We cannot use handwritten pay stubs.

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Two months deposit statements to cover down payment, closing costs and reserves.  (This would include statements for checking, savings, mutual funds, retirement accounts and other investments.)

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If applicable:  Divorce Decree, purchase agreement on the home you are selling, YTD Profit and Loss Statement and Balance Sheet if you own a business.

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If loan request is for a refinance of your present home loan, please include a copy of title evidence (Title Insurance Policy).

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If loan request is for a refinance of your present home loan, please include a copy of your homeowner's insurance declaration page.

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We need all borrower's signatures on the application.

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Bring your checkbook, so you can pay for a credit report or appraisal when you apply.

3. SUBMIT
For confidentiality and personal service, we ask that you bring in, mail or fax your completed loan application and items from the checklist to any of our our six locations.  .

JACKSON COUNTY BANK
8 MAIN, PO BOX 490
BLACK RIVER FALLS WI  54615-0490
PHONE:  715-284-5341  FAX:  715-284-7470

 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW LOAN ACCOUNT.
To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.  What this means for you:  When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.

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Copyright 2001.   Jackson County Bank
Please Contact Us with comments or questions.
8 Main Street, P.O. Box 490, Black River Falls, WI  54615
Phone:  715.284.5341 Fax:  715.284.7470
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