Kool Klub

Hey kids, meet KOOL, the Banker Buck

Visit Kids’ Corner with Dollar Dragon

Become a member of the Kids’ Organization Of Little Savers Klub by opening a Kool Klub savings account.  It’s easy,  educational and fun! And it’s only for kids!  You can open an account if you are 12 years old or younger with only $10. (A parent or guardian must open the account with you.)

  • Receive a FREE Kool Klub gift when you open your account.
  • Receive bonus stamps for each deposit you make and earn KOOL prizes.
  • Watch for special events listed in our newsletter or on the Web page.

As a kid, it’s never too early or too late to start saving money. Learning how to take care of your money is an important part of life. Watching your money grow should not only be a goal, but a fun goal.

Jackson County Bank’s Kool Klub is a great way for kids to learn good savings habits through special incentives. The kids also learn how to deposit and withdraw and how interest can make their money grow. A Kool Klub account makes a great gift idea too!

Want to have some fun? Visit the Kids’ Corner to try Dollar the Dragon’s website where there are games and activities. He’ll tell you how money was invented, and you can also learn all about checks, savings accounts and ATM machines.

Q & A’s for Kids

  • What is money?
    Money is something that lets you buy things you want. You might get money from your parents or grandparents as a gift for your birthday or other special occasions, for doing jobs around the house or by selling things you don’t want anymore.
  • What is a savings account?
    A savings account is a type of bank account designed to help you accumulate money that you do not need right away. It is a safe place to hold your money and watch it grow through the interest paid on your account.
  • Why do people open a savings account?
    Kids normally open a savings account when they are saving for an item that costs more than they normally have all at once. Maybe it’s for a bicycle, game system, summer camp or some other thing they want but don’t have enough to purchase it today. Adults often save to buy a house, a new car, send their children to college or for their own retirement.
  • What is a deposit?
    A deposit is a specific amount of money received by the bank from an account owner.  The value is held on account by a bank, as a service to its customer. Some banks charge a fee for this service, while others may pay the client interest on the funds deposited.
  • What is a withdrawal?
    A withdrawal is when you take money out of your bank savings account. When you make a withdrawal your account balance goes down.
  • What is interest?
    Interest is the money the Bank pays you for letting them look after your money. It’s kind of like a reward for you not spending your money. The more money you put in the Bank and the longer you leave it there, the more interest you’ll get.

Internet Safety Tips For Kids

  • Never agree to meet someone in person that you met on-line without first getting your parent’s permission. If they agree to let you meet someone, make it in a public place and take your parents with you.
  • Never send someone a picture of yourself, or accept a picture sent to you, without checking with your parents first.
  • If someone says something on-line that makes you feel uncomfortable, tell your parents right away!
  • Do not answer messages that sound angry. You cannot prevent these from being sent to you. Just don’t respond to them.
  • Remember that not everything you read on-line is the truth. If an offer sounds too good to be true, it probably is!
  • Remember. . . Don’t lose your common sense just because you are on-line. When communicating on-line, remember you are talking to a stranger. The people you are talking to may not be who they say they are.

For Adults

  • Keep the computer in a public room. Do not put the computer in the child’s bedroom where it is difficult for you to monitor what you child is doing on-line.
  • Instruct your child not to give out personal information on-line, such as their full name, address, telephone number, or school information.
  • Set safety rules that you and your child understand and post them by the computer.
  • Limit the amount of time your child spends on-line. Late night times or excessive use of the computer may signal a problem.
  • Use a parental control software.
  • There is no substitute for parental supervision. Talk to your children and be aware of their on-line activities. Know what type of chat rooms, email, and instant messages your child is involved in on-line.

 

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