What Your Home BuyAbility Test Score Means

Your Home “BuyAbility” Guide

Compare your total score to the chart below. It shows how much home may be in your price range along with a typical down payment.    However, this guide is for informational use only, as this test doesn’t include all the factors needed to evaluate a loan request.  All requests are subject to credit approval and underwriting guidelines.

Visit Mortgage Loans for more information on buying a home or to contact one of our experienced Residential Loan Officers.

HOME BUYABILITY CHART

If You Scored 14 to 17 points:
You could qualify for a mortgage up to $60,000 with a typical down payment of 10%.

If You Scored 18 to 20 points:
You could qualify for a mortgage up to $80,000 with a typical down payment of 10%.

If You Scored 21 to 24 points:
You could qualify for a mortgage up to $100,000 with a typical down payment of 15%.

If You Scored 25 to 28 points:
You could qualify for a mortgage up to $125,000 with a typical down payment of 20%.

If You Scored 29 to 31 points:
You could qualify for a mortgage up to $150,000 with a typical down payment of 25%.

If You Scored 32 to 33 points:
You could qualify for a mortgage up to $175,000 with a typical down payment of 25%.

If You Scored Over 33 points:
You could qualify for a mortgage over $200,000 with a typical down payment of 25%.

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Note: This chart is for your information only. Loan self-tests do not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations.  All requests are subject to credit approval and underwriting guidelines.

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